Life happens. We've got you covered.
Partners Loan Protection offers peace of mind when life takes an unexpected turn. Depending on the package that you select, Partners Loan Protection helps ease financial stress by canceling or lowering eligible loan payments up to the agreement maximum during unexpected life events such as:*
- Involuntary Unemployment
- Loss of Life
- Hospitalization
- Family Medical Leave
For more information on protection packages, or to add protection anytime to your Partners Vehicle Loans, Personal Loans, or Visa® Credit Cards, contact us at 800.948.6677, visit a branch, or schedule an appointment.
Knowing we don't have a loan payment is a big load off my shoulders while I care for my husband.” - Partners Member, Leon
FAQs
Which loans are eligible?
- Vehicle Loans
- Autos
- Motorcycles
- Boats
- RVs
- Personal Loans
- Visa® Credit Cards
What are the different options of protection?
- Debt Protection:
- Involuntary unemployment
- Disability
- Loss of life
- Life Plus:
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent
Is sick leave from work enough to cover my expenses?
Most sick leave plans are limited in duration and may not replace your full income. Partners Loan Protection helps ensure your payments are covered if you're out of work longer than expected.
How can Partners Loan Protection help safeguard my budget?
Although everything may be fine now, life is full of surprises. Partners Loan Protection helps you stay financially secure when unexpected challenges arise.
How does enrollment work?
Enrolling for Partners Loan Protection is simple. Once eligibility is confirmed, you can complete enrollment at Partners without the need for a health exam.
What are the benefit maximums?
- Life Plus
- Before age 70: 100% of the Protected Balance, max $100,0001
- After age 70: 25% of the Protected Balance, max $25,000
- Other events: Protected Payment for 3 months, max $3,0002
- Disability: Protected Payment for up to 12 months, max $12,000
- Involuntary Unemployment: Protected Payment for up to 6 months, max $6,000
*Depending on the Partners Loan Protection package Member selects. See Partners Representative for more details.
1Benefit Maximums apply to death, Terminal Illness, and Accidental Dismemberment.
2Benefit Maximums apply to Hospitalization, Family Medical Leave, and Loss of Life of a Non-Protected Dependent.
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