Savings & Certificates

Start Your Savings with Partners!

Save Smart with Partners

Take advantage of this limited-time offer and get ready to start saving for whatever you desire! Start saving with a 12-month certificate and a competitive rate of 1.25% APY.*

Start saving today! Come into a Partners branch or call to get started.

*APY = Annual Percentage Yield. Minimum opening balance of $500 new funds from another institution. The term is for 12 months. The 12-month term certificate is a promotional offering. No Relationship Reward rate bumps are permitted. No Senior rate bumps are permitted. The certificate will be automatically renewed into a 12-month term certificate at the dividend rate in effect at the time of maturity. Fees may reduce actual earnings. Rates and terms quoted as November 15, 2017 and subject to change without notice. Other terms and condition may apply.

18-Month Certificate

Warm Up With Winter Savings!

Start saving with Partners this winter with two great options! Choose from an 18-Month Certificate
at 1.35%APY
* or a Rate Bump Enhanced Money Market at 0.50% APY**.

Log in to Partners Online Banking and start saving today!

*APY = Annual Percentage Yield. Minimum opening balance of $1,000 new funds from another institution. The term is for 18 months. The 18-month term certificate is a promotional offering. No Relationship Reward rate bumps are permitted. No Senior rate bumps are permitted. The certificate will be automatically renewed into a 18-month term certificate at the dividend rate in effect at the time of maturity. Fees may reduce actual earnings. Rates and terms quoted as September 6, 2017 and subject to change without notice. Other terms and condition may apply.

**APY = Annual Percentage Yield. Minimum opening balance of $10,000 is required to earn the rate bump of 0.50% APY in addition to the current rate of 0.40% APY on the Partners Enhanced Money Market. Dividends will be compounded monthly and will be credited monthly. The dividends on a money market are computed on the daily balance to determine the dividend you will be paid by using the daily dividend balance method which applies a daily periodic rate to the balance in your account each day. If you close your account before dividends are credited, you may receive accrued dividends. Rate bonus good for 120 days from date of deposit. Money Market balance under $25,000 will roll over to the standard Money Market Account rate on 121st day. Money Markets above $25,000 roll over to the Premier Money Market Account rate on 121st day. Funds used to open this money market must be funds not currently held at Partners Federal Credit Union. A daily periodic rate is applied to the full amount of principal in the account each day unless the current day’s balance drops below the minimum required balance. If the balance drops below the required minimum‚ the Money Market Account will earn no dividends for that number of days. Fees may reduce actual earnings. Rates and terms quoted as December 11, 2017 and subject to change without notice. Other terms and condition may apply.

Earnings on our high-yield Share Certificates are always on your terms.

Partners offers a wide selection of Share Certificates that put you in total control, letting you decide how much you would like to earn, as well as the length of your savings term.

  • Minimum balances from $1,000, up to $100,000
  • Locked-in returns — even if market yields drop, you continue to earn
  • Flexible terms from 3 to 60 months

To get started, contact us at 800.948.6677.

Rates

1Savings

Partners helps you plan to save more at every stage of life.

A Partners Financial Advisor can share all the savings options tailored to your goals and your budget. The advice is pain-free, hassle-free, and all free with your membership. So you can plan to save more, faster.

  • Open an account with as little as $5
  • Enjoy auto transfers for “hands free” saving
  • Choose the plans and rates you want
  • Start earning interest from day one
  • Great options to earn more with long-term plans
Join Today Rates

IRA Savings

Individual Retirement Accounts give you, the saver, so many options to plan for your future. Even better, they’re not just for “retirement.” You could roll over company savings accounts, save for your child’s education and more!

  • Minimum balances as low as $100
  • Contribute as much as $6,000 annually
  • Save with tax-deferred or tax-free earnings

   Rates

Compare IRAs

Traditional IRA

Roth IRA

Coverdell Education Savings Account

Minimum Balance
$100 $100 $100
Maximum Contribution Amount
$5,000 $5,000 $2,000 (per child)
Maximum Contribution Amount
(if age over 50)
$6,000 $6,000 $2,000 (per child)
Insured Up To
$250,000 $250,000 $250,000
Certificates Available
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Tax-Deductible Contributions
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Tax-Deferred Earnings Growth
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Tax-Free Withdrawal
(for qualified referrals)
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Tax-Free and Penalty-Free Withdrawal
(for qualified higher education expenses)
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