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Attention!

IRA Certificates

Rates Effective May 26, 2017. Call 800.948.6677 for current rate information.
 

Traditional/Roth IRA
Certificate

Minimum to open: $1,000
Minimum to earn dividends: $1,000

Traditional/Roth IRA
Mini-Jumbo Certificate

Minimum to open: $50,000
Minimum to earn dividends: $50,000

Traditional/Roth IRA
Jumbo Certificate

Minimum to open: $100,000
Minimum to earn dividends: $100,000
RateAPY*
RateAPY*
RateAPY*
3 month
0.15%0.15% 0.20%0.20% 0.25%0.25%
6 month
0.45%0.45% 0.50%0.50% 0.55%0.55%
12 month
0.60%0.60% 0.65%0.65% 0.70%0.70%
24 month
0.70%0.70% 0.75%0.75% 0.80%0.80%
36 month
1.04%1.05% 1.09%1.10% 1.14%1.15%
48 month
1.24%1.25% 1.29%1.30% 1.34%1.35%
60 month
1.49%1.50% 1.59%1.60% 1.69%1.70%
 

Coverdell Certificate

Minimum to open: $1,000
Minimum to earn dividends: $1,000
RateAPY*
3 month
0.15%0.15%
6 month
0.25%0.25%
12 month
0.40%0.40%
24 month
0.50%0.50%
36 month
0.70%0.70%
48 month
0.90%0.90%
60 month
1.49%1.50%

Additional Certificate Rate Add-Ons

 

Standard

Bronze

Silver

Gold

Platinum

Platinum Elite

Dividend Increase on Certificate less than 24 months
-- 0.05% 0.10% 0.20% 0.30% 0.40%
Dividend Increase on Certificates 24 months or greater
-- 0.05% 0.15% 0.25% 0.40% 0.50%
Senior Increase (55+)
0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

IRA Savings

 

Traditional IRA

Minimum to open: $100
Minimum to earn dividends: $100

Roth IRA

Minimum to open: $100
Minimum to earn dividends: $100

Coverdell ESA Savings

Minimum to open: $100
Minimum to earn dividends: $100
RateAPY*
RateAPY*
RateAPY*
0.50%0.50% 0.50%0.50% 0.50%0.50%
*APY = Annual Percentage Yield This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.