Attention!

Site Terms

Everyday Banking

Acceptance

These Site Terms apply to your use of this Site. By visiting or using this Site, or by agreeing to the Online Agreement, you accept these Site Terms. Continued use of this Site constitutes your acceptance of any revisions to these Site Terms.

Definitions

'Site' means partnersfcu.org, https://partnersonlinebanking.partnersfcu.org/ and other Internet sites operated by Partners Federal Credit Union. 'You' or 'your' means the user of this Site.

Disclosures

Suggestions: Suggestions and offers on this Site are not recommendations, unless expressly identified as such, and may not be appropriate for all users, even where the Site indicates that users like you have purchased the product.

PATRIOT Act: Federal law requires Partners Federal Credit Union to obtain, and in certain other circumstances, verify and record your name, address, date of birth and other information that will allow us to identify you when you open an account and in certain other circumstances.

Tax / Legal Advice: This Site is not intended to provide legal or tax advice. Consult a professional legal or tax advisor for advice regarding your specific situation.

Foreign Jurisdictions: Partners Federal Credit Union products and services are available only in those jurisdictions where Partners Federal Credit Union is authorized or permitted by local law to promote or sell them.

Company Identification: The products and services offered on this Site are provided by Partners Federal Credit Union and its approved providers.

Availability of Products: Partners Federal Credit Union products and services are available to those who meet certain membership eligibility criteria.

Computer Requirements: To use this Site, you must have a personal computer equipped with a modem or other access device. You are responsible for the selection, installation, maintenance, and operation of your computer and software. We are not responsible for any errors, failures, or malfunctions of your computer or software. You are responsible for ensuring that your computer and software are compatible with our Site. We reserve the right to change the system requirements for using this Site.

Prohibited Uses

Personal Use Only: You will use the Site only for your personal, noncommercial use unless you and Partners Federal Credit Union have agreed otherwise in writing. Use in connection with policies or accounts with Partners Federal Credit Union in the name of your business are considered personal use.

Electronic Mail: You may not send electronic mail to us that is illegal, obscene, profane, threatening, defamatory, invasive of privacy, infringing of intellectual property rights; or contains harmful code, political campaigning, commercial solicitation, chain letters, or mass mailings; or violates any applicable law, such as the CANSPAM Act.

Access: You may not use this Site in any manner that could damage or overburden any Partners Federal Credit Union equipment or software. You may not use any means of systematic retrieval of data or other content from this Site. You may not obtain, or attempt to obtain, access to any material or information on this Site that is protected by passwords, PIN or required login identification through any means not expressly authorized by Partners Federal Credit Union. You may not use the login information of another person, unless they specifically authorized you to do so.

Framing: You may not frame any Site content.

Links: You agree to obtain our permission before creating a hyperlink or similar link or connection to this Site.

Endorsements: You may not use Partners Federal Credit Union's name or trademarks in any way that implies affiliation with, or an endorsement, sponsorship or approval by Partners Federal Credit Union without express written permission.

Third Party Practices

This Site contains links to other Internet sites that are not maintained by Partners Federal Credit Union. Unless otherwise stated, Partners Federal Credit Union makes no warranties or representations regarding these websites or the products or services offered on them. Partners Federal Credit Union does not control the privacy or security practices of third parties, or the locations where they process data. You should read the privacy and security policies of the other sites, as their practices may differ from ours.

Intellectual Property

Unsolicited Submissions: Unless otherwise stated, Partners Federal Credit Union does not accept unsolicited ideas, suggestions, or materials relating to development, design, or marketing of its services and products. Any such postings to this Site and electronic mail delivered to Partners Federal Credit Union will be considered non-confidential and non-proprietary, and will remain, the exclusive property of Partners Federal Credit Union. Partners Federal Credit Union may copy, disclose, distribute, incorporate, and otherwise use the item and any information contained therein for any purpose without compensation.

Trademarks: By providing content, we do not allow you to use trademarks referenced in this Site. You may not use any meta tags or any other 'hidden text' using Partners Federal Credit Union name or trademarks without the express written consent of Partners Federal Credit Union. The trademarks, logos, and service marks ('Marks') displayed on the Site are the property of Partners Federal Credit Union or other parties. Users are prohibited from using any Marks without the written permission of Partners Federal Credit Union or the third party that owns the Marks.

Copyright Infringement Claims: It is our policy to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act. If you believe that any material contained on this Site may infringe on your copyright, notice must be given in writing of the following: (a) identification of the copyrighted work claimed to have been infringed; (b) identification of the allegedly infringing material; (c) information sufficient to permit Partners Federal Credit Union to locate the infringing material; (d) a statement that the complaining party has a good faith belief that use of the material is not authorized or permissible by law; and (e) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner, agent, or licensee. Anyone who knowingly misrepresents that material is infringing in such a notice will be liable for any damages and any associated costs incurred by Partners Federal Credit Union. Written notice must be sent to: Partners Federal Credit Union, Risk Management, 13705 International Drive South, Orlando, FL 32821

Disclaimer of Warranties and Limitation of Liability

This Site is provided by Partners Federal Credit Union on an 'as is' and 'as available' basis. To the full extent permissible by applicable law, Partners Federal Credit Union disclaims all warranties, express or implied, including, but not limited to, implied warranties of Merchantability and fitness for a particular purpose. Except as provided in the Online Security Guarantee, Partners Federal Credit Union will not be liable to you or anyone else for damages of any kind arising from the use of this Site, INABILITY TO USE THIS SITE, or circumstances beyond its control, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, even if Partners Federal Credit Union is expressly advised of the possibility of such damages. Some states do not allow limitations on warranties or certain damages. Therefore, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.