Money Markets

Seize the moment and secure your tomorrow.

Take your savings to new heights with a Partners Money Market Account. A Money Market account allows you to earn more than a traditional savings account all while having everyday access to your funds for your next adventure. It requires a higher minimum balance, but it also earns a higher interest rate for a better return on your funds.

  • Earn 1.05% - 3.50% APY1
  • Minimum $2,500 to open and earn dividends
  • Dividends earned fluctuate based on balance
  • Flexible access to your funds


Money Market Checking

Open a Partners Money Market Checking for even more flexibility and spending options.

  • Earn 0.10% APY1 
  • Minimum $2,500 to open and earn dividends
  • Contactless Visa® debit card
  • Free online & mobile banking
  • Flexible spending
Log into Online or Mobile Banking, or schedule an appointment to open your account.
 

Enhanced Money Market 

Watch your money thrive with an Enhanced Money Market Account! With this limited time offer, you can enjoy the benefits of growing your wealth with confidence. 
  • Earn 4.10% APY2 
  • Minimum deposit of $10,000 in new money to open and earn dividends
  • Flexible access to your funds
  • Not available online
Call us at 800.948.6677, visit a branch, or schedule an appointment to open your account.

Down Payment Savings Money Market 

Save for your dream home and secure your dream loan with Partners. Build your savings to unlock competitive rates and lender credits on your home loan.3

  • Open with as little as $0
  • Schedule automatic deposits to reach your savings goal
  • Save for a minimum of six months 
  • Earn up to $1,500 in lender credits3

Minimum to Earn Dividends 
 Rate APY1 Lender Credits3
$0
0.05%
0.05%
--
$2,500
1.04%
1.05%
$500
$25,000
1.29%
1.30%
$750
$50,000
1.54%
1.55%
$1,000
$100,000
3.20%
3.25%
$1,250
$250,000
3.345%
3.40%
$1,500
$500,000
3.445%
3.50%
$1,500
 
Log into Online Banking or schedule an appointment to open your account.










1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice.
 
2APY = Annual Percentage Yield. To earn 4.10% APY on an Enhanced Money Market Account, Members must open with a minimum deposit of $10,000 in new money and maintain balance of $10,000. Balance between $2,500 - $9,999 will earn 1.05% APY. Minimum to earn dividends is $2,500. "New Money" is defined as funds not currently on deposit with Partners Federal Credit Union. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice. Other terms and conditions may apply. Enhanced Money Market can not be opened online. To open an Enhanced Money Market, schedule an appointment, visit a branch, or call us at 800.948.6677.
 
3Limited time offer. Must be open for a minimum of (6) six consecutive months and have a minimum average daily balance of $2,500 to earn up to $1,500 in lender credits on home purchases only, excluding all home equity loans. Tiered dividend rate and lender credits are based on the average daily balance of the Down Payment Savings Money Market Account. There is no expiration date on the lender credits earned. Only (1) one Down Payment Savings Money Market Account may be opened per qualified home mortgage. Account will close if balance is $0 or below for a period of (60) sixty days or more. 

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