Partners Federal Credit Union Caribbean Cruise Sweepstakes

OFFICIAL RULES

BY ENTERING THIS SWEEPSTAKES, YOU AGREE TO THESE OFFICIAL RULES (“Official Rules”).

1. NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES.
2. EACH SWEEPSTAKES ENTRY WILL HAVE AN EQUAL CHANCE OF WINNING. MAKING A PURCHASE WILL NOT IMPROVE AN INDIVIDUAL ENTRY'S CHANCES OF WINNING.
3. Consumer Disclosure: Odds of winning are based upon the number of entries. Based upon the Credit Union's (defined below) estimate of 5,000,000 entries during the Sweepstakes Period (defined below), odds of winning a prize is 1 in 5,000,000.
4. Sponsor: Partners Federal Credit Union (the "Credit Union" or "Partners FCU") is the sponsor of this sweepstakes (“Sweepstakes”). The Credit Union's address is: 100 North First Street. Ste. 400, Burbank, CA 91502.
5. Sweepstakes Period: Sweepstakes begin November 18, 2024, and ends December 31, 2024 ("Sweepstakes Period").

Sweepstakes	Entry Period Start	Entry Period End	Drawing Date
Sweepstakes	11/18/24 at 12:00 a.m. EST	12/31/24 at 11:59 p.m. EST	1/10/25

6. Eligibility: To be eligible to win, you must submit a valid entry (as described in section 7 below) during the Sweepstakes Period. Sweepstakes is open to persons who are within the Field of Membership of Partners Federal Credit Union as of December 31, 2024, and live within the continental United States (Excluding NY & RI). You must be at least 18 years or older and have a valid Social Security number at the time the prize is awarded. Field of Membership is open to any cast member/employee of The Walt Disney Company or one of its subsidiaries, a retiree of The Walt Disney Company or one of its subsidiaries (except as provided below), an immediate family member or roommate of one of the aforementioned. New membership fee of $5 will be waived for any new memberships opened during sweepstakes period. Officers, officials and employees of Partners FCU and Magical Cruise Company, Limited (“Disney”) and their immediate families (i.e., parents, children, spouse, siblings, grandparents, step-parents, step-children, and step-siblings of each) are not eligible. The publicity in connection with the Sweepstakes and the awarding of the prize are valuable to the Credit Union; therefore, persons who have been convicted of a felony, arrested for or charged with a felony, are the subject of a current felony investigation, or who have a reputation for immorality or dishonesty which would, in the opinion of the Credit Union, adversely affect the reputation or public image of the Credit Union, are not eligible to win. By entering, you consent to criminal, credit, and background checks and consumer reports that may be used determine winner eligibility. By entering this Sweepstakes, you accept and agree to be bound by these Official Rules and the decisions of the Credit Union, which are final and binding. Sweepstakes void where prohibited by law.
7. Sweepstakes Entries: You will automatically be entered to win each time you use your Partners Visa Debit or Credit Card for any authorized transactions during the sweepstakes period. Transactions include purchases at a merchant in-person, online, or by mobile wallet. You may also enter by legibly printing your name, address (including zip code), daytime telephone number including area code and e-mail address on a 3" x 5" card and sending it in a #10 stamped envelope to: Partners Federal Credit Union Caribbean Cruise Sweepstakes, 100 North First Street. Ste. 400, Burbank, CA 915023" x 5" card entries must be postmarked on or after the entry period start date for the sweepstakes and received by entry period end date. The email address listed on the 3" x 5" card must match the e-mail address on file with Partners. Limit one (1) mailed-in entry per member. Partners FCU reserves the right to verify the accuracy of entries.
8. Prize Drawing: There will be one (1) prize drawing on January 10, 2025, in which one (1) potential winner will be selected. The prize drawing will be held at Partners Admin Office, 100 North First Street. Ste. 400, Burbank, CA 91502. Winner need not be present to win. The Credit Union reserves the right to determine the eligibility of the winner(s) and the identity of the winner(s) in its sole discretion in accordance with these Official Rules. Winner will be required to complete, sign and return within three (3) business days of date on notification an Affidavit of Eligibility, Liability Release and Indemnification, a Publicity Release where allowed by law, as well as other documents that Partners FCU may require (collectively, "Prize Claim Documents").

The Credit Union will send notification to the winner by phone, e-mail or mail within ten (10) days of the drawing by using contact information currently on file with the Credit Union for the winning Member. Winner must claim the prize within seven (7) calendar days after notification is sent. If a prize is unclaimed within seven (7) calendar days after notification is sent, the prize will be forfeited, and a new winner will be drawn.

9. Prize: One (1) winner will be randomly selected and awarded a one 7-night Disney Cruise Line Vacation aboard the Disney Treasure ship for up to 4 persons (winner plus up to 3 guests) from Port Canaveral consisting of the following (“Vacation Package”).

• One (1) stateroom aboard the Disney Treasure (location/category at the discretion of Disney) with a maximum occupancy four (4) people;
• All meals onboard the Disney Treasure (excluding specialty and fine dining);
• Pre-paid onboard gratuities for the stateroom host/hostess, dining room server, assistant server and head server;
• Taxes, Fees, and Port Expenses (as defined on the Disney Cruise Line website)
• If winner resides outside a 250-mile radius of the Port Canaveral:
• Up to four (4) roundtrip coach airfares (with possible layovers) between the major U.S. gateway airport closest to the winner’s residence (“Departure Airport”) and Orlando International Airport in Orlando, FL (“Arrival Airport”);
• One (1) standard room with a maximum occupancy of four (4) persons at a Walt Disney World^® Resort hotel (hotel selection at the discretion of Disney) for one (1) night prior to the ship’s departure;
• Ground transportation for up to four (4) persons or voucher(s) for local transportation from the Arrival Airport to the hotel, from the hotel to Port Canaveral, and from Port Canaveral to the Arrival Airport;

All costs and expenses not expressly stated in the Vacation Package description above are excluded and solely the responsibility of winner or guests, including but not limited to: shore excursions; travel insurance; laundry service; spa treatments; alcoholic and specialty non-alcoholic beverages (including specialty coffee); individually charged snacks and treats (including but not limited to movie popcorn, packaged candy, ice cream, gelato, pastries, and bar snacks); local and long distance telephone calls; ship to shore communications including internet; merchandise and souvenirs; tips and gratuities not specifically set forth above.

The approximate retail value (“ARV”) of the Vacation Package is $17,543.12, which includes Taxes, Fees, and Port Expenses (as defined on the Disney Cruise Line website). The actual value of the Vacation Package may vary depending on point of departure and fluctuations of rates and airfares (if applicable). If the actual value of the Vacation Package is less than stated ARV, the difference will not be awarded. No substitution allowed. The prize cannot be used in conjunction with any other promotion or offer. Prize elements may not be separated. For a list of winners, mail a self-addressed, stamped envelope to:  Partners Federal Credit Union, Attention: Partners Federal Credit Union Caribbean Cruise Sweepstakes, 100 North First Street. Ste. 400, Burbank, CA 91502.  Request must be received by December 31, 2024.

PRIZE CONDITIONS AND RESTRICTIONS: See below for additional conditions and restrictions regarding the Vacations.

Travel for the Vacation Package must be booked at least forty-five (45) days prior to the intended travel dates and must occur from 02/17/2025 to 02/13/2026.  If travel is not completed by 02/13/2026 the prize will be forfeited without compensation of any kind. No changes will be made to travel details once any element(s) of the travel arrangements have been booked except in Disney’s sole discretion. Vacation dates and accommodations are subject to availability; certain restrictions and block-out dates apply. Disney reserves the right to change the allowable travel dates, cruise ship or any other component of the Vacation Package, for any reason and in its sole discretion. No substitution of Vacation Package or any elements thereof is allowed, except at Disney’s sole discretion. Ports of call, offerings and experiences onboard are subject to change, availability and cancellation without notice.

Block Out Dates: 04/12/25, 06/21/25, 06/28/25, 07/05/25, 07/12/25, 07/19/25, 07/26/25 (Block Out Dates at the discretion of Disney and subject to change)

Vacation Package components may not be sold, traded, transferred, or refunded. Vacation Package is not redeemable for cash. Vacation Package is non-commissionable.

Vacation Package is for the winner and up to three (3) guests of the winner’s choosing. Once selected by the winner, guests cannot be changed without the express consent of Disney, which may be withheld for any reason. If the winner chooses to bring less than the allotted number of guests, the Vacation Package will be awarded in increments suitable for the actual number of participants with no substitute Vacation Package or compensation provided to the winner.

If Vacation Package includes airfare, the winner and guests must travel together on the same itinerary, and air transportation must be round-trip from/to the Departure Airport (with possible layovers). Disney will determine airline and flight itinerary in its sole discretion. Airline carrier’s regulations and conditions apply to air travel. Airline tickets are nonrefundable, non-transferable, and are not valid for upgrades.

Actual value of the prize awarded depends on a number of factors, including booking and travel dates and the number of travelers, and therefore may be lower or higher than the estimated value at the time it is fulfilled. If the actual value of the prize is less than the stated estimated value, the difference will not be awarded. The winner will not receive compensation for any element(s) of the Vacation Package that any participant(s) is unable to use for any reason, and such unused portion(s) of the Vacation Package will be forfeited.

No refund or compensation will be made in the event of the cancellation or delay of any flight or cruise (as applicable).  Disney is not liable, including for any costs or expenses, if any component of the Vacation Package is delayed, postponed or cancelled for any reason and winner will not be reimbursed, and no substitution will be provided except as in Disney’s sole discretion.

If Vacation Package includes hotel stay, photo identification and credit card in good standing or cash deposit may be required at check-in for incidental charges (e.g., room service, use of telephone/IT services, laundry and all other optional extra services not provided in the prize).

The winner and guests are responsible for providing proper citizenship documentation to travel which may include passports, valid alien registration card and/or necessary visas. Those without proper citizenship documentation will be denied boarding. The winner and each guest are responsible for ensuring that they have proper citizenship documentation.

The winner and each guest will be required to execute a liability/publicity release and waiver form prior to booking of any travel. The winner and each guest will also be required to sign the Disney Cruise Line cruise contract before embarkation (the “Cruise Contract”). The Cruise Contract is available at www.disneycruise.com/cruisecontract. Failure to return the executed release form or to accept and sign the Cruise Contract within the specified time periods will result in forfeiture of the Vacation Package. winner acknowledges that he/she is solely responsible for any actions, claims or liabilities of their travel party, related to any use or misuse of the Vacation Package or any related activity or travel. 

Health and safety measures and operational guidelines, ports of call and offerings may change at any time without notice. Certain onboard venues, experiences and other offerings may be modified or unavailable, will have limited capacity and will be subject to limited availability, advance reservations or even closure.

In the event the winner and/or guest(s) engage in behavior that, as determined by Disney in its sole discretion, is obnoxious or threatening, illegal, is intended to annoy, abuse, threaten or harass any other person, or is contrary to Disney Cruise Line’s health and safety protocols, rules or policies in effect at the time of the Vacation Package, Disney reserves the right to terminate the Vacation Package or other applicable experience early, in whole or in part, and send the winner and/or guest(s) home with no further compensation.  The winner acknowledges and agrees to be solely responsible for any actions, claims or liabilities of any member of the group.

Minors under the age of eighteen (18) not traveling with a parent or legal guardian must be accompanied by an adult over the age of twenty-one (21) in the same stateroom. The parent or guardian of any minor not traveling with a parent or guardian must appoint an adult to have custody and control over their minor and to contract on their behalf in connection with the Vacation Package. An appointment form will be included in the document package and must be signed by parent or legal guardian prior to embarkation at the Disney Cruise Line terminal.

Vacation Package is awarded "as is" with no warranty or guarantee, expressed or implied, being provided by Disney.

Vacation Package fulfillment is subject to restrictions. Failure to accept the Vacation Package within the indicated time period may result in forfeiture.

 Federal, state and local taxes, if any, are the sole responsibility of the winner, who will receive an IRS Form 1099 reflecting the final actual value of the Vacation Package, if valued at $600 or more.  The Vacation Package may be subject to applicable withholding requirements.  Winner may receive and be required to sign other tax documents.

Promoter shall have the right, but not the obligation, to make any deductions and withholdings that Promoter deems necessary or desirable under applicable federal, state and local tax laws, rules, regulations, codes or ordinances.

10. Liability/General Rules: The Credit Union, Disney and their respective parent companies, affiliates, related, subsidiaries, and each of their officers, directors, employees, members, representatives, agents, successors and assigns (“Released Parties”) are not responsible for any loss which may occur in connection in connection with the Partners Federal Credit Union Caribbean Cruise Sweepstakes. By entering the Sweepstakes, you agree to hold the Released Parties harmless from any liability arising from participation in the Sweepstakes or the acceptance, receipt, possession, or misuse of the prize. The Released Parties are not responsible for any negligence, claims, liability, injury, property loss, or other damages of entrants and/or winners arising from, or in connection with, acceptance, receipt, possession, or use/misuse of prizes awarded or participation in this Sweepstakes. The Released Parties are not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking, or by any of the equipment or programming associated with the Sweepstakes. The Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes or redemption of a prize. The Credit Union has the right, in its sole discretion, to modify the Official Rules or to cancel, modify, terminate or suspend the Sweepstakes, except where prohibited by law. Winner’s accounts must be in good standing; if winner’s accounts are not in good standing, the Credit Union may require the accounts to be brought into good standing prior to awarding the prize. All decisions of the Credit Union in regard to this Sweepstakes are final and binding.
11. Taxes: The Credit Union will report all prize winnings to the appropriate state and federal agencies as required by applicable law. Winner is responsible for all taxes.
12. Publicity Authorization: If you are selected as a winner, you agree that your name and likeness, including photographs, may be published in the Credit Union’s marketing materials, including newspaper ads and social media such as Facebook, Twitter and Instagram, without additional compensation or permission, except where prohibited by law.
13. Choice of Law: All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant and the Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of California, USA, without regard to choice of law rules; provided that any and all disputes, claims and causes of action arising out of or connected with the intellectual property of Disney, shall be resolved individually, without resort to any form of class action, shall be governed and construed in accordance with the laws of the state of California and in the event of any dispute, all entrants irrevocably consent to the jurisdiction of the state and federal courts located in Los Angeles, California to resolve such disputes. 
14. This promotion is not endorsed by or affiliated with Disney, its subsidiaries or affiliates.
15. By participating in this Sweepstakes, you consent in accordance with the Telephone Consumer Protection Act (47 U.S.C. § 227), to the Credit Union contacting you at the telephone numbers and email addresses currently on file with or submitted to the Credit Union, using natural or artificial voice calls, automatically dialed calls, prerecorded messages, text messages and any other electronic media, to communicate, deliver information and marketing messages. This consent is not required as a condition of purchasing any property, goods or services; you may revoke this consent.