Certificates

Certificates

Rates Effective November 30, 2017. Call 800.948.6677 for current rate information.

Standard Certificate
Minimum to open: $1,000
Minimum to earn dividends: $1,000
Mini-Jumbo Certificate
Minimum to open: $50,000
Minimum to earn dividends: $50,000
Jumbo Certificate
Minimum to open: $100,000
Minimum to earn dividends: $100,000
Rate APY* Rate APY* Rate APY*
3 month 0.15% 0.15% 0.20% 0.20% 0.25% 0.25%
6 month 0.45% 0.45% 0.50% 0.50% 0.55% 0.55%
12 month 1.24% 1.25% 1.29% 1.30% 1.34% 1.35%
24 month 1.39% 1.40% 1.44% 1.45% 1.49% 1.50%
36 month 1.49% 1.50% 1.54% 1.55% 1.59% 1.60%
48 month 1.78% 1.80% 1.83% 1.85% 1.88% 1.90%
60 month 1.98% 2.00% 2.03% 2.05% 2.08% 2.10%
Standard Bump
Certificate
Minimum to open: $1,000
Minimum to earn dividends: $1,000
Mini-Jumbo Bump
Certificate
Minimum to open: $50,000
Minimum to earn dividends: $50,000
Jumbo Bump
Certificate
Minimum to open: $100,000
Minimum to earn dividends: $100,000
Rate APY* Rate APY* Rate APY*
12 month 0.40% 0.40% 0.45% 0.45% 0.50% 0.50%
24 month 0.50% 0.50% 0.55% 0.55% 0.60% 0.60%
36 month 0.85% 0.85% 0.90% 0.90% 0.95% 0.95%
48 month 1.05% 1.06% 1.10% 1.11% 1.15% 1.16%
60 month 1.09% 1.10% 1.14% 1.15% 1.19% 1.20%
Standard College Saver
Certificate
Minimum to open: $500
Minimum to earn dividends: $500
Mini-Jumbo College Saver
Certificate
Minimum to open: $50,000
Minimum to earn dividends: $50,000
Jumbo College Saver
Certificate
Minimum to open: $100,000
Minimum to earn dividends: $100,000
Rate APY* Rate APY* Rate APY*
24 month 1.39% 1.40% 1.44% 1.45% 1.49% 1.50%
36 month 1.49% 1.50% 1.54% 1.55% 1.59% 1.60%
48 month 1.78% 1.80% 1.83% 1.85% 1.88% 1.90%
60 month 1.98% 2.00% 2.03% 2.05% 2.08% 2.10%
Starter Certificate
Minimum to open: $500
Minimum to earn dividends: $500
Rate APY*
12 month 1.24% 1.25%

Additional Certificate Rate Add-Ons

Standard Bronze Silver Gold Platinum Platinum Elite
Dividend Increase on Certificate less than 24 monthsˆ 0.05% 0.10% 0.20% 0.30% 0.40%
Dividend Increase on Certificates 24 months or greaterˆ 0.05% 0.15% 0.25% 0.40% 0.50%
Senior Increase (55+) 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

*APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.
ˆDividend increase applies to new or renewal certificates less than 24 months/24 months or greater.